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12/27/2005 12:16:15 PM · #1 |
Are there any warranties that you can purchase that DO cover accidental damage? I know people say that a Mac warranty is good...and then there is the actual product warranty...but those only cover non-accidental problems.
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12/27/2005 12:28:41 PM · #2 |
Yeah, it's called home owners insurance.
The problem is, with all insurance (or warranties you pay extra for) is that teh warranty/insurance company is making money. That means on average, you are better NOT to buy the coverage.
I rarely if ever buy extended warranties - used one on a car once, and noever had the need for one since on anything.
As for homeowners, I have a $500 deductible and it will cover my cameras..BUT is a claim worth it? I have been told ANY claim, even ones that are NOT PAID will raise your rates! So i drop my rebel in teh river...file a claim. Get maybe $750 for it, i have to pay the first $500...so i net $250. I could have bought a used rebel for under $500 and had no claim, no increase in rates...
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12/27/2005 12:33:43 PM · #3 |
| I know best buy is starting to cover accidental damage on computers, I have heard it will spread to other departments but as of yet is hasn't |
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12/27/2005 12:41:26 PM · #4 |
The manager at Ritz told me I could throw my camera against a wall and they'd cover it.
When I worked at The Good Guys in California we'd take back any broken electronic regardless of how it was broken if it was covered under the extended warranty.
I had a minidisc player 10-12 years back or so (paid $700 for it) and after 3 years of owning it I dropped it. Brought it in and told them I dropped it and they gave me $650 worth of store credit (they had stopped carrying minidisc players).
My dog chewed appart my $650 Sprint PDA phone and they replaced it for a $50 deductable.
In both cases I just told them the truth. |
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12/27/2005 02:01:30 PM · #5 |
I have insurance via the NANPA
Covers me for theft, accidental damage, stupidity, dropping in a river etc, even if overseas. Costs a bit though.
Message edited by author 2005-12-27 14:01:49. |
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12/27/2005 02:32:52 PM · #6 |
The local camera shop has a deal where you pay 250 and they give you 3 year anything happens, bring in the peices and they replace it free.
Not sure I trust getting it. |
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