I like this. The face make you have to smile, I guess its the eyes that draw my attention, then I like the brown contrast of her hair eyes and skin tone with the back ground.
the implied nudity is awkward here, if she was wearing a fur coat or something it would feel right... This just makes me feel cold! Kind of an odd crop too.
I saw a photo so similar to yours other day...But the lighting and the bokeh are really cool! Just don't know about the creativity, sorry if i'm wrong, maybe it's a wrong impression.