One of my favourite photos in the challenge. I still don't know what point of colour is, but I fail to see how this is any less so than most of the entries. - Had I voted this would have been very high.
I'm not sure how well this meets the challenge; I can't identify a true singular point of color -- just the entire background. That quiblle aside, this is a beautifully composed and processed urban shot and the contrast between the darker foregound and bright colorful background is to good effect. A seven for you.
If the bottom blur was echoed around the border of this image (as in, a soft focus), then I'd be fine with it. The scene is great and so is the light; when the foreground is out of focus, the image is often times unballanced and without an anchor (as is the case here).