Ernie - I really like this a lot - I was one of your 7's. I think the interplay of textures is very interesting and doubtlessly unappreciated by the voters. The only thing that kept me from an even higher vote is that I'd like to see a little more of the river and just a bit less gray in the snow. Nicely done!
Just a quick note to those that commented that the shot was tilted....it is actually totally straight. The river itself is what causes it to appear that way, but I assure you, the photo is not tilted.
River bank is tilted - did you intend that? It needs something else - maybe more of the river? I do like the sharpness of the water against the softness of the snow.