Highly underrated indeed! I remember this shot and it still strikes me a facinating capture. Love the beach and moody days like this. You captured it just right. I could stare at this for quite a while.
You know, I was sure you were from Michigan and then I was going to comment on how amazing it is that there's no ice on the lake lol. So I see you were lucky to have taken this in a much warmer climate :) I loved the blue, gray, and brown tones of this shot. Including the lone person is a nice enhancement to the mood of the scene.