I really like this capture in spite of the negative comments it received. It has a certain Andrew Wyeth feel to it. His paintings have been an inspiration to me for many decades.
The girl was not posed, she was sitting there reflecting, as it were, and I took the photo. The sky was deep blue and the angle of the sun just right to highlight her nicely. The background could have been better but with candid photography you take what you get. I tried cropping it more square but didn't like it as much as this version.
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The woman in front does not seem to be interacting with the scene you captured in the background. I think this is a pretty photo but nothing really seems to draw me in. So that is why I am giving this a 5.
Actually, if I put my hand over the woman, cropping her out, I like your image better. The woman's pose seems kind of...stiff to me. In some ways, my eyes see it as three images: bottom w/woman, boats, then sky. I do like the light and colors though.
Did yoi ever consider a sqare crop here? I think I would. Negative space is often very good, but imo it just makes the picture very "heavy" in the bottom here. I do like the way the model is placed looking out of the picture.