i like the colors. the only thing is that the first thing you see is the flower and then the stationery, whereas the subject itself should be stationery. one could always argue though that the decoration on stationery is also the stationery itself. in that case you get a 8 perhaps a boost later.
I like the arrangement of the card in the composition but the colors here just don't work. The flower needs to be whiter so it doesn't fight with the colors in the stationery.