I think this is very beautiful - I wonder whether the tones, while lovely, are hurting it in the challenge. Voted earlier.
Bumped. I think this would have shouted high contrast in black and white so the contrast should be the same here.
Pretty soft colors, though I think the sepia reduces the impact of a high contrast feel. I think backing the scarf off her her eyes just a bit would have helped too, her face seems too crowded in to me.