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04/19/2006 07:26:21 PM · #1 |
I figured I could get a wide range of responses here :)
I am looking for a credit card, with a low interest rate (10% MAX, hopefully closer to 5%). I'd like a rewards card of some type, with no annual fee.
We use our credit card for nearly every single purchase. We currently use a Citi Dividend card that has 5% cash back at grocery stores and gas stations, but with a $300 max cash back each year. However, the interest rate has slowly been creeping up and is up to 13% now. Both my husband and I have about a 790 credit rating, so 13% seems too high to us. For the most part, we pay it off every month. However, if we make a large purchase it might take and extra month to pay off.
A card that adds up miles on Continnental might be useful since we live in Guam and have to fly back to the States to see family.
So, what card/s are you happy with???
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04/19/2006 07:28:49 PM · #2 |
| if you like thier card call them they always lower the interest rate. even if you have lousy credit!!! :0P |
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04/19/2006 07:33:52 PM · #3 |
Originally posted by oOWonderBreadOo:
if you like thier card call them they always lower the interest rate. even if you have lousy credit!!! :0P |
I just tried that. They lowered it from 16%...ROFL!!! That card was around 7% when we first started using it a few years back. I am kinda frustrated that they have raised the interest rate even though we have good credit and have not had a late payment on ANYTHING since we have been married!
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04/19/2006 07:36:20 PM · #4 |
Of course! they raised the rate because they weren't making enough money off you!!!
Now you're taking your business elsewhere- who's the sucker now!!! ;0)
edit to say sorry I can't be of more help on the CC decision! I'd just try doing a search and see what you can come up with...
Message edited by author 2006-04-19 19:37:46. |
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