Sucking along on the road less traveled

Canon EF 28-135mm f/3.5-5.6 IS USM

12/11/2009 10:40:10 AM · #1426

This little Bear just turned 3 on Tuesday past - and this was what he looked like yesterday afternoon.

Can anyone spot what's not quite right ?

Is it easier to spot in this one ?

Yep - little guy fell and hit his head hard enough that his tooth literally FLEW out of his mouth yesterday afternoon.
At the mall.
Nothing on the floor, just pure toddler clumsy as far as I can tell.

Thankfully - we'd already seen Santa.

Message edited by author 2009-12-11 10:40:32.

Kelli

Canon EOS-D60

12/11/2009 10:46:39 AM · #1427

Awww! Poor guy! I hope the tooth fairy at least made it profitable for him!

Melethia

Canon EOS-80D

Canon EF 24-105mm f/4.0L IS

12/11/2009 12:00:57 PM · #1428

Owww. Owww!!!! That makes my tooth hurt just looking at it! Hopefully it won't affect his permanent tooth when it comes in. Poor little guy!

SaraR

Sony Alpha a7R III

Sony FE 24-70mm f/2.8 GM

12/11/2009 01:50:07 PM · #1429

Ouch! Poor Little Bear!

Bear_Music

Samsung Galaxy S24 Ultra

Sony 24-70mm F4 Vario-Tessar T* FE OSS

12/11/2009 02:05:21 PM · #1430

Originally posted by LadyK:

wrecked my car today. just fabulous.

Ouch, that ain't good... Did the 'rents give you a lot of grief? 'Cuz someone's insurance is gonna go way up :-(

R.

Bear_Music

Samsung Galaxy S24 Ultra

Sony 24-70mm F4 Vario-Tessar T* FE OSS

12/11/2009 02:07:48 PM · #1431

Originally posted by kashi:

This little Bear just turned 3 on Tuesday past - and this was what he looked like yesterday afternoon.

Speaking as a fully-grown Bear, I can commiserate. I lost all my upper front teeth in a tricycle accident when I was 5. Freaked my parents out because it was already hard enough to understand my speech (I was in daily speech therapy from age 4 on, being a deaf Bear), so I got a full upper bridge post-haste, which made me sorta unique in my pre-school crowd :-)

R.

12/11/2009 02:28:48 PM · #1432

I'm beginning to think you're trying to channel your still-living self into my baby Bear !

Thankfully he only lost the one tooth - though we've been told to keep a close eye on the two next to it just in case.

We are not sure HOW he lost the tooth, per se, since he seemed to only fall backwards - there isn't a mark on his face at all.
Not that it really makes a difference, but it just baffles me.

He's doing well today - a bit fussy, but nothing major.

We are a bit worried about his speech as well, since he already has a significant delay.

12/11/2009 02:47:03 PM · #1433

Originally posted by vawendy:

Originally posted by LadyK:
wrecked my car today. just fabulous.

wow, and I was feeling bad that I sent my 40D in AGAIN to be fixed. You got me beat by quite a bit! How bad is it?

its going to cost $5500 to repair, but its only worth $7500... so the insurance might not fix it. which means i have to somehow buy a decent car for $7500.....

12/11/2009 02:48:17 PM · #1434

Originally posted by LadyK:

Originally posted by vawendy:

Originally posted by LadyK:
wrecked my car today. just fabulous.

wow, and I was feeling bad that I sent my 40D in AGAIN to be fixed. You got me beat by quite a bit! How bad is it?

its going to cost $5500 to repair, but its only worth $7500... so the insurance might not fix it. which means i have to somehow buy a decent car for $7500.....

that's surprising. I thought they had to fix it unless it was totaled...

12/11/2009 02:53:27 PM · #1435

Originally posted by vawendy:

that's surprising. I thought they had to fix it unless it was totaled...

But the definition of "written off" is made by the cost of repair vs. worth of vehicle.
Not by if the car is fixable or not.

12/11/2009 02:59:39 PM · #1436

Originally posted by kashi:

Originally posted by vawendy:
that's surprising. I thought they had to fix it unless it was totaled...

But the definition of "written off" is made by the cost of repair vs. worth of vehicle.
Not by if the car is fixable or not.

Right... but if the cost is still less than the blue book value, I thought they were still obligated. Usually the problem is when the cost to fix is MORE than the worth of the car.

12/11/2009 03:13:32 PM · #1437

Canon has received my camera. Cross your fingers that it gets fixed this time. I really like my camera...

Sony 24-70mm F4 Vario-Tessar T* FE OSS

12/11/2009 03:16:25 PM · #1438

Originally posted by vawendy:

Right... but if the cost is still less than the blue book value, I thought they were still obligated. Usually the problem is when the cost to fix is MORE than the worth of the car.

You're right I think - apparently I read the numbers backwards.
Car = $7500
Repair = $5500

NOT the other way around.

Bear_Music

Samsung Galaxy S24 Ultra

12/11/2009 03:21:29 PM · #1439

Originally posted by vawendy:

Right... but if the cost is still less than the blue book value, I thought they were still obligated. Usually the problem is when the cost to fix is MORE than the worth of the car.

Typically, the insurance company will write off the car if the cost of repairs exceeds a certain percentage of the book value, simply because such major repairs often don't end up being satisfactory, and they're obligated to make good in the end. Administratively, it's simpler to just cut a check for book value and walk from the mess. They can sell the damaged vehicle for salvage and get some decent bucks out of it, if the engine's still intact and so forth.

R.

posthumous

Canon EOS-40D

Canon EF 50mm f/1.8 II

12/11/2009 03:29:40 PM · #1440

7500 is a great price to buy a used car at. I bought an old Camry wagon for 2K that lasted several years, and a Honda Civic for 6K that has lasted 6 years or so and is still going. When you think about how much driving you get for your money, you're in a great price range. Just make sure a mechanic looks it over before you buy.

meyers

Canon EOS-6D

Canon EF 50mm f/1.4 USM

12/11/2009 03:50:28 PM · #1441

I always thought Tilt Shift was a pinball strategy..

Top Team Suck scorer was

karmat, with:

Canon EF 24-105mm f/4.0L IS

12/11/2009 04:00:31 PM · #1442

i really just want my car back:(

Melethia

Canon EOS-80D

12/11/2009 04:08:46 PM · #1443

Sorry about the car, Katherine. Glad the person is OK, though - that's way more important! If you can't get your car fixed, you'll get another one. It won't be the same, but it will get you where you need to go. It's nice to have one you like, and one you are comfortable with, but more important to have one that runs and is safe. :-)

And for those of you who might like a bit of a chuckle, I invite you to read our very own

karmat's notes on this shot:

:-)

NikonJeb

Nikon D850

Nikon AF-S Nikkor 28-300mm f3.5-5.6G ED VR

12/11/2009 11:53:11 PM · #1444

Originally posted by vawendy:

Right... but if the cost is still less than the blue book value, I thought they were still obligated. Usually the problem is when the cost to fix is MORE than the worth of the car.

Originally posted by Bear_Music:

With that extent of damage, they should total the car, becuase despite its being able to be repaired for less than the book value, they base it on an industry value when they're looking to total a car. Plus, despite what anyone will say out loud, the car, even repaired properly, will NOT have the same value as the same vehicle that has not sustained major damage.

levyj413

Apple iPhone 15 Pro Max

Tamron SP AF 17-50mm f/2.8 Di II LD Aspherical (IF) for Nikon

12/12/2009 01:08:40 AM · #1445

Originally posted by Melethia:

Thanks for the chuckle, Deb!

12/12/2009 02:49:32 AM · #1446

Originally posted by NikonJeb:

Originally posted by vawendy:
Right... but if the cost is still less than the blue book value, I thought they were still obligated. Usually the problem is when the cost to fix is MORE than the worth of the car.

Originally posted by Bear_Music:
Typically, the insurance company will write off the car if the cost of repairs exceeds a certain percentage of the book value, simply because such major repairs often don't end up being satisfactory, and they're obligated to make good in the end. Administratively, it's simpler to just cut a check for book value and walk from the mess. They can sell the damaged vehicle for salvage and get some decent bucks out of it, if the engine's still intact and so forth.

R.

With that extent of damage, they should total the car, becuase despite its being able to be repaired for less than the book value, they base it on an industry value when they're looking to total a car. Plus, despite what anyone will say out loud, the car, even repaired properly, will NOT have the same value as the same vehicle that has not sustained major damage.

that car is priceless to me. i dont see why they have to be all crabby about it. i just need the car so i can run it into the ground in 10 years or so. i hate this.

12/12/2009 04:46:16 AM · #1447

Originally posted by LadyK:

Originally posted by NikonJeb:

Originally posted by vawendy:
Right... but if the cost is still less than the blue book value, I thought they were still obligated. Usually the problem is when the cost to fix is MORE than the worth of the car.

Originally posted by Bear_Music:
Typically, the insurance company will write off the car if the cost of repairs exceeds a certain percentage of the book value, simply because such major repairs often don't end up being satisfactory, and they're obligated to make good in the end. Administratively, it's simpler to just cut a check for book value and walk from the mess. They can sell the damaged vehicle for salvage and get some decent bucks out of it, if the engine's still intact and so forth.

R.

With that extent of damage, they should total the car, becuase despite its being able to be repaired for less than the book value, they base it on an industry value when they're looking to total a car. Plus, despite what anyone will say out loud, the car, even repaired properly, will NOT have the same value as the same vehicle that has not sustained major damage.

that car is priceless to me. i dont see why they have to be all crabby about it. i just need the car so i can run it into the ground in 10 years or so. i hate this.

fight for it. The worst they can do it say no. But work yourself up the chain and see what happens!

see

Canon PowerShot S95

12/12/2009 08:43:11 AM · #1448

If the insurance is also including a car rental, and the repairs might take some time, it might be the reason they are considering a write off..

see

Canon PowerShot S95

12/12/2009 08:54:42 AM · #1449

Damn Lea, Bear is growing like a weed, a good looking one at that.