|
| Author | Thread |
|
|
01/03/2009 09:07:38 PM · #1 |
Hill & Usher, an Arizona-based insurance firm specializing in coverage for photographers, videographers, graphic artists, and other art related interests. Premiums for customized package policies generally start at $500 per year, with flexible monthly or quarterly payment plans offered in most programs.
âWe recognize that policies are available through local providers, but we also recognize that many users of Photoshop have questions about their camera, computer and liability insurance that go unanswered by these providers",explains Richard Reyes, account executive for Hill & Usher.
"Since Hill & Usher focuses our attention on product development for media-focused professionals and because we partner with only those insurance carriers who want to respond in kind with the appropriate products, we feel strongly that the value we provide is not available elsewhere.â
There are some important considerations when seeking insurance for your photography, videography, or other related business.
For additional information or a quotation, please visit //www.packagechoice.com or contact Richard Reyes directly at toll free 866-977-4725x134.
|
|
|
|
01/03/2009 09:21:52 PM · #2 |
| Heyyyyyyyyy!!! Thanks for sharing!! Awesome link! Bookmarked! :) |
|
|
|
01/03/2009 10:56:09 PM · #3 |
HIll and usher is big name in this area of photography, but one needs to ask all the right questions, and then pick the company/policy/coverage that best fits their situation.
I chose Zurich //www.zurichna.com/zna/home/welcome.htm and got your basic small business policy. It was less costly and provided more coverage in dollars for certain things and coverage for things i'd not considered.
They consider camera gear, office furniture, computers and studio equipment as different things. That allows me to get more overall coverage (dollar wise) than many other companies offer.
My business is run from my house, and they'll cover cash on hand (and checks, etc), backed up sewers, slip and fall, samples, inventory (stuff that's here but not picked up by a client yet), etc. I'm also covered on the way to the bank to make a deposit, or for checks/cash on hand if I'm, say, shooting a baseball league on location.
They'd pay rent someplace to allow me to keep my business running if my current place was say, burned down. And they'll pay for lost income during the transition.
And they cover lost data.
I'm covered in case, say that ad I ran, you know, the one I can't find the model release for, and mom's not happy about her daugter being up on that billboard and all -i'm covered for that. Or if they don't like my blog remarks.
The insurance company told me the most common claim is for damage to property while on a shoot. Scratched tables or floors, etc.
And there is other insurance too - workers comp of course, but also for discrimination, be that racial or sexual. Those last two you need if / when you hire employees.
Message edited by author 2009-01-03 22:58:22.
|
|
|
|
01/03/2009 10:58:25 PM · #4 |
| Will they cover personal equipment? And, for businesses, do they need a business license number, etc, or will they also insure a home run side business that is not as "official"? |
|
|
|
Current Server Time: 08/30/2025 05:52:38 PM  |
Home -
Challenges -
Community -
League -
Photos -
Cameras -
Lenses -
Learn -
Help -
Terms of Use -
Privacy -
Top ^
DPChallenge, and website content and design, Copyright © 2001-2025 Challenging Technologies, LLC.
All digital photo copyrights belong to the photographers and may not be used without permission.
Current Server Time: 08/30/2025 05:52:38 PM EDT.
|
