Debit card payment on ebay? - DPChallenge Forums

Olympus OM-D E-M5 Mark III

10/10/2008 02:24:15 PM · #1

I wanna buy something from ebay, a new product from some seller which say they accept payments with visa card and not only through paypal (I don't have a paypal account as my country is not eligible). So, did anyone have any experience with paying via credit/debit card on ebay and what are your opinions!?

Thanks

Yo_Spiff

Olympus 12-100mm f/4.0 M.Zuiko ED IS PRO

10/10/2008 02:38:27 PM · #2

I've used a debitcard on EBay before with no problem. It's been quite some time, however. EBay is probably the single biggest target for online thieves.

Molly

Canon EOS-400D Rebel XTi

Canon EF 28-135mm f/3.5-5.6 IS USM

10/10/2008 03:23:16 PM · #3

I have made HUNDREDS of purchases with my debit card through Paypal, but have also used it when the seller would not take paypal and required payment through credit card only. A great majority of the issues with theft on ebay are due to "spoof" emails sent out that look like they are from Ebay with the logo, etc.. and they say that your account has been suspended, yada, yada, yada...and then want your credit card information to reinstate your account. If you are smart and don't respond to these emails and deal directly with Ebay and Paypal on their home sites, you should be fine.

BeeCee

Nikon D40

Nikon AF-S DX Zoom-Nikkor 18-55mm f/3.5-5.6 ED

10/10/2008 03:50:28 PM · #4

And also keep an eye on your statements so that you spot any unusual debits.

Canon EF-S 18-135mm f/3.5-5.6 IS STM

10/10/2008 04:04:19 PM · #5

Ok, I have a seller who accepts just visa card, without paypal, they're an authorized dealer but I'm still sceptic (!)...:-O
Here's their rating info:
unique_squared_inc

Did anyone have any experience with them?!

Thanks to all for your help, much appreciated!

SteveJ

Canon EOS-7D

10/10/2008 04:13:20 PM · #6

Originally posted by Zigomar:

No experience with them, but their feedback and number of transactions seem pretty good. Over 10,000 transaction and 99+ feedback raises no alarms and I would deal quite happily with them.

Note: I deal on ebay regularly both as a buyer and seller with 100% feedback and over 500 transactions.

Message edited by author 2008-10-10 16:14:56.

Google Glass Google Glass

10/10/2008 04:16:21 PM · #7

Thanks, I also think they're fine!
Thanks to all for help.

ambaker

Canon EF 70-200mm f/2.8L USM

10/10/2008 06:04:14 PM · #8

I would be comfortable buying from them.

MikeJ

Canon EOS-1D Mark II

Canon EF 24-70mm f/2.8L USM

10/10/2008 06:43:26 PM · #9

What I've been told and why I don't use my debit card on the internet as much anymore is that you don't get the same protection from your debit card as you do most credit cards, even if used in the credit mode rather than debit mode. So if you don't get what you bought or not what you thought you were getting, you have a harder time getting a charge back, if you can get one at all. And if they suck your checking account dry, you have a lot less recourse than if someone takes your credit card and takes it to the limit on a $25 purchase.

What I like using is my bank lets me create one time use credit card numbers for the exact amount of the purchase. I do this on line and I get the information so it is seen as a credit card transaction to the merchant. But once it's used, it's discarded.

Mostly I don't use e-bay or pay-pal very much any more because neither e-bay or pay-pal care who gets ripped off, the buyer or the seller, they just want their transaction fees. I'd rather go directly to the merchant if I can and buy the product.

Mike

Message edited by author 2008-10-10 18:45:03.

10/10/2008 07:05:22 PM · #10

I would never ever have a debit card

BAMartin

Apple iPhone 5

10/10/2008 08:14:20 PM · #11

Originally posted by David Ey:

I would never ever have a debit card

Of course YOU wouldn't. ;-)

10/10/2008 08:18:51 PM · #12

What do you mean by that dear?

BAMartin

Apple iPhone 5

10/10/2008 08:25:11 PM · #13

Originally posted by David Ey:

What do you mean by that dear?

Just that most of us have never had a problem with debit cards, so we see no problem with them as long as the owner is careful.

You on the other hand, seem to be much more cautious than the average person.

10/10/2008 08:28:36 PM · #14

BAMartin

Apple iPhone 5

10/10/2008 08:30:13 PM · #15

Originally posted by David Ey:

Does that mean you thought I was making a disparaging remark at you?

10/10/2008 10:28:04 PM · #16

Yes, I did. I'm sorry.

Canon EF 70-300mm f/4.5-5.6 DO IS USM

10/15/2008 09:22:00 AM · #17

Ok, I tried to pay with 3 different credit cards on e-bay, including e-gold visa card issued in NYcity. Nothing works. It has to be paypal or nothing. I'm so pissed off. My country is not eligible for paypal so I'm doom-diddly-doomed.

cpanaioti

Canon EOS-40D

10/15/2008 10:07:02 AM · #18

Originally posted by Zigomar:

Are the transactions being rejected by the credit card company? If so, a quick call to them with details of the transaction you want to make including the amount of the charge will usually clear things up.

Canon EF 70-300mm f/4.5-5.6 DO IS USM

10/15/2008 07:34:54 PM · #19

Originally posted by cpanaioti:

a quick call to them with details of the transaction you want to make including the amount of the charge will usually clear things up.

Nope, I live in a God forgotten country...

cpanaioti

Canon EOS-40D

10/15/2008 07:59:06 PM · #20

Originally posted by Zigomar:

Originally posted by cpanaioti:
a quick call to them with details of the transaction you want to make including the amount of the charge will usually clear things up.

Nope, I live in a God forgotten country...

So, the credit card company isn't letting the charge through? That's odd but I guess that's their prerogative.

Canon EF-S 18-135mm f/3.5-5.6 IS STM

10/16/2008 04:33:46 AM · #21

Originally posted by cpanaioti:

Originally posted by Zigomar:

Originally posted by cpanaioti:
a quick call to them with details of the transaction you want to make including the amount of the charge will usually clear things up.

Nope, I live in a God forgotten country...

So, the credit card company isn't letting the charge through? That's odd but I guess that's their prerogative.

No, sorry, I was being a little bit cynic and bitter. It's the seller. On their website they say that they accept credit card only (without paypal) but that's not true. So, it's the seller that doesn't accept the credit card.

SteveJ

Canon EOS-7D

10/16/2008 03:18:20 PM · #22

Originally posted by Zigomar:

Originally posted by cpanaioti:

Originally posted by Zigomar:

Originally posted by cpanaioti:
a quick call to them with details of the transaction you want to make including the amount of the charge will usually clear things up.

Nope, I live in a God forgotten country...

So, the credit card company isn't letting the charge through? That's odd but I guess that's their prerogative.

No, sorry, I was being a little bit cynic and bitter. It's the seller. On their website they say that they accept credit card only (without paypal) but that's not true. So, it's the seller that doesn't accept the credit card.

May be a good idea to contact eBay as they don't like sellers who put untruths in their listings...that's the whole point of having more than one payment method. Perhaps also a PM to the seller to get them to clarify their details for payments??