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DPChallenge Forums >> Hardware and Software >> camera equipment insurance
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 01/06/2006 07:49:42 AM · #26
i told the agent i was selling a few prints through an online service, as well as possibly some through a local display. this didn't seem to bring up any no-no's. maybe state-to-state policies vary substantially.
the only time profits or income resulting from the camera equipment came into the conversation was when we spoke briefly about a liability policy.

Originally posted by Gordon:
I have renters insurance with state farm as well. They were pretty clear about what my usage would be and also pretty clear that they couldn't insure it unless it was attached to a place of business. The main catch was that while they'd insure it for non-commercial usage, if I was doing something and getting paid the equipment wouldn't be insured at all. I'd previously had it scheduled on a personal articles policy, but the small print excludes any paid usage, even the sort of part time, low income usage I was doing (occasional sports events, some stock images)

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