I am not much up to date about laws. I am based in the united states, florida specifically. I would like to insure my equipment. I may do some commercial business with it but not much, nor do I have a registered company, nor a business address. The few commercial insurances I have found obviously want such information. I know it is possible to add some coverage to renters insurance, however as I understand it, doing anything at all commercial with my camera, even selling a print for a buck, could void the coverage. Also the renters insurance I imagine may not be the best coverage, i.e. only paying out the used value of the equipment or not covering the equipment if used for wildlife photography, hey you never know.
Also I do not currently have renters insurance, I was having some trouble finding an affordable plan. I need to have a look at the market again. :)
So anyway, can anyone advise me on this very vague and confusing topic? This is the most expensive purchase I have ever made and if something happens, theft, stupidity, massive camera hating dragons. I need to know I'm not getting skewed.
Thanks much in advance for any advice.
|