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08/02/2007 05:05:03 PM · #151 |
Originally posted by Rebecca:
Originally posted by noisemaker:
I`m doing the finance through my girlfriends dad on the side and i just pay him when whenever at 0% |
BAD IDEA ALERT! BAD IDEA ALERT! Never owe money to someone without a written legal document. And NEVER EVER EVER EVER borrow from the father of someone you might break up with before the loan is paid off. DO NOT DO ANY I.O.U.'S WITH YOUR GIRLFRIEND'S DAD! $20 is one thing, a car is bad bad mojo. Run away from that deal. That is a legal nightmare waiting to happen, over a car that you shouldn't even be buying in the first place! NOT WORTH IT!!!!!
If you listen to nothing else, listen to this. Finance it properly. Borrow the money from your parents and owe them instead. Save the cash and pay for it lump sum. DO NOT BORROW FROM YOUR GIRLFRIEND'S DAD. EVER.
I'm done now. |
You seriously don`t know anything about my relationship with her family, I never asked you for advice, please don`t give it to me
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08/02/2007 05:07:17 PM · #152 |
| HUMBUG and Braggadocios!! |
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08/02/2007 05:11:10 PM · #153 |
Originally posted by noisemaker:
Originally posted by Rebecca:
Originally posted by noisemaker:
I`m doing the finance through my girlfriends dad on the side and i just pay him when whenever at 0% |
BAD IDEA ALERT! BAD IDEA ALERT! Never owe money to someone without a written legal document. And NEVER EVER EVER EVER borrow from the father of someone you might break up with before the loan is paid off. DO NOT DO ANY I.O.U.'S WITH YOUR GIRLFRIEND'S DAD! $20 is one thing, a car is bad bad mojo. Run away from that deal. That is a legal nightmare waiting to happen, over a car that you shouldn't even be buying in the first place! NOT WORTH IT!!!!!
If you listen to nothing else, listen to this. Finance it properly. Borrow the money from your parents and owe them instead. Save the cash and pay for it lump sum. DO NOT BORROW FROM YOUR GIRLFRIEND'S DAD. EVER.
I'm done now. |
You seriously don`t know anything about my relationship with her family, I never asked you for advice, please don`t give it to me |
I don't need to know anything about your relationship with her family to understand a universal truth you evidently will have to learn the hard way.
You cannot afford this car.
Getting this car is stupid, for countless reasons.
Financing it on a handshake based on a relationship you don't know won't eventually turn sour is stupid beyond anyone's wildest dreams.
But go ahead, this will be fun to watch.
*gets the popcorn*
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08/02/2007 05:20:54 PM · #154 |
*sigh*
2003 Nissan Sentra
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08/02/2007 05:33:31 PM · #155 |
I would like to publicly and humbly apologize to Dustin for inadvertently starting this whole conversation about what your first car will be. It was not my intention and i'm glad that you apparently read my post already about it going too far....sorry.
Jason |
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08/02/2007 05:33:36 PM · #156 |
Originally posted by Rebecca:
Originally posted by noisemaker:
Originally posted by Rebecca:
Originally posted by noisemaker:
I`m doing the finance through my girlfriends dad on the side and i just pay him when whenever at 0% |
BAD IDEA ALERT! BAD IDEA ALERT! Never owe money to someone without a written legal document. And NEVER EVER EVER EVER borrow from the father of someone you might break up with before the loan is paid off. DO NOT DO ANY I.O.U.'S WITH YOUR GIRLFRIEND'S DAD! $20 is one thing, a car is bad bad mojo. Run away from that deal. That is a legal nightmare waiting to happen, over a car that you shouldn't even be buying in the first place! NOT WORTH IT!!!!!
If you listen to nothing else, listen to this. Finance it properly. Borrow the money from your parents and owe them instead. Save the cash and pay for it lump sum. DO NOT BORROW FROM YOUR GIRLFRIEND'S DAD. EVER.
I'm done now. |
You seriously don`t know anything about my relationship with her family, I never asked you for advice, please don`t give it to me |
I don't need to know anything about your relationship with her family to understand a universal truth you evidently will have to learn the hard way.
You cannot afford this car.
Getting this car is stupid, for countless reasons.
Financing it on a handshake based on a relationship you don't know won't eventually turn sour is stupid beyond anyone's wildest dreams.
But go ahead, this will be fun to watch.
*gets the popcorn* |
Thanks for the advice....
I heard pretty much the same stuff when i was getting into photography, that spending all this money on my camera and accessories was stupid and i shouldnt do it. But I did and its gotten me somewhere, I`m following my heart, its worked before, if it doesn`t well i learn the hardway, I`m the kind of guy that needs to try everything, I can`t learn from someone elses mistakes or words, i need to try it and succeed or fail.
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08/02/2007 05:35:35 PM · #157 |
Originally posted by smardaz:
I would like to publicly and humbly apologize to Dustin for inadvertently starting this whole conversation about what your first car will be. It was not my intention and i'm glad that you apparently read my post already about it going too far....sorry.
Jason |
its okay, i had nothing to do today so in a way, i should be thanking you for giving me my afternoon entertainment!
and I`m still insanely jelous of your RX-8. My neighbour has one, I should ask them to give me a ride in it... hehe
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08/02/2007 05:38:29 PM · #158 |
2005 lancer evolution viii. and what a car it is!
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08/02/2007 05:40:20 PM · #159 |
a blue one
(toyota matrix) |
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08/02/2007 05:40:58 PM · #160 |
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
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now that is a nice looking car ( the spoiler is a bit big but thats personal taste)
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08/02/2007 05:41:46 PM · #161 |
Originally posted by noisemaker:
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
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now that is a nice looking car ( the spoiler is a bit big but thats personal taste) |
the spoiler is stock, and according to mitsu, completely functional. |
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08/02/2007 05:42:30 PM · #162 |
Im sooo spoiled!
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08/02/2007 05:44:59 PM · #163 |
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
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now that is a nice looking car ( the spoiler is a bit big but thats personal taste) |
the spoiler is stock, and according to mitsu, completely functional. |
it does go well with the car, only a few cars can look decent with spoilers, my girlfriends brother has a Carbon Fiber spoiler on one of his 91 Skyline R32 GTR`s and it doesn`t look bad at all
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08/02/2007 05:47:19 PM · #164 |
Originally posted by noisemaker:
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
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now that is a nice looking car ( the spoiler is a bit big but thats personal taste) |
the spoiler is stock, and according to mitsu, completely functional. |
it does go well with the car, only a few cars can look decent with spoilers, my girlfriends brother has a Carbon Fiber spoiler on one of his 91 Skyline R32 GTR`s and it doesn`t look bad at all |
ONE OF HIS GTR's??? how many GTR's does the guy have?? |
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08/02/2007 05:51:18 PM · #165 |
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
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now that is a nice looking car ( the spoiler is a bit big but thats personal taste) |
the spoiler is stock, and according to mitsu, completely functional. |
it does go well with the car, only a few cars can look decent with spoilers, my girlfriends brother has a Carbon Fiber spoiler on one of his 91 Skyline R32 GTR`s and it doesn`t look bad at all |
ONE OF HIS GTR's??? how many GTR's does the guy have?? |
well as a family they have 3 91` GTRs, Toyota Hilux surf edition(with 38in wheels), BMW 850i, Dakota sport truck, 73`Mustang, Comet, I think thats it but i don`t remember
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08/02/2007 05:52:17 PM · #166 |
Originally posted by noisemaker:
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
|
now that is a nice looking car ( the spoiler is a bit big but thats personal taste) |
the spoiler is stock, and according to mitsu, completely functional. |
it does go well with the car, only a few cars can look decent with spoilers, my girlfriends brother has a Carbon Fiber spoiler on one of his 91 Skyline R32 GTR`s and it doesn`t look bad at all |
ONE OF HIS GTR's??? how many GTR's does the guy have?? |
well as a family they have 3 91` GTRs, Toyota Hilux surf edition(with 38in wheels), BMW 850i, Dakota sport truck, 73`Mustang, Comet, I think thats it but i don`t remember |
wow, that's awesome. would love to see pictures if you get a chance to do a shoot. |
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08/02/2007 05:58:34 PM · #167 |
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
Originally posted by noisemaker:
Originally posted by k4ffy:
2005 lancer evolution viii. and what a car it is!
|
now that is a nice looking car ( the spoiler is a bit big but thats personal taste) |
the spoiler is stock, and according to mitsu, completely functional. |
it does go well with the car, only a few cars can look decent with spoilers, my girlfriends brother has a Carbon Fiber spoiler on one of his 91 Skyline R32 GTR`s and it doesn`t look bad at all |
ONE OF HIS GTR's??? how many GTR's does the guy have?? |
well as a family they have 3 91` GTRs, Toyota Hilux surf edition(with 38in wheels), BMW 850i, Dakota sport truck, 73`Mustang, Comet, I think thats it but i don`t remember |
wow, that's awesome. would love to see pictures if you get a chance to do a shoot. |
here is 1 skyline and the hilux
 
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08/02/2007 06:07:00 PM · #168 |
Depends on the time of day (or day of the week for that matter).
My personal vehicle is a 1997 Dodge Caravan with over 120,000 miles on it (I've even crashed into a house with it--backwards--and it still works. Not great, but it works)...
My full time job has me driving this...
If the above trolley breaks, I'm supposed to drive this (don't bother telling me that the word "Trolly" is mispelled, my boss painted that sign)...
When I'm done working that job I drive this...
In the evenings and weekends I drive these...
 or 
I sure do know the reason I'm getting a fat @$$, it's because I'm sitting on my butt all day long. |
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08/02/2007 06:11:05 PM · #169 |
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08/02/2007 06:19:54 PM · #170 |
2005 Trailblazer...bought it with only 14K miles on it. Got me through this past winter without 1 day of down time. It was sweet driving past all the cars stuck in the snow. I didn't even have to dig out the snow around it, just put it in 4WD and floored it :)
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08/02/2007 06:48:33 PM · #171 |
Dustin -
I know a lot about following my heart. It's how I wound up in Colorado in the first place. I fell in love with this place on a one week vacation. No one understood why I needed to be here. I followed my heart on that. However, I didn't just rush off to Colorado without figuring things out first. There was a lot of research involved, and a reasonable set of must-haves. Must have a job lined up for a certain minimum salary, among other things. When I decided to go to Italy, I made sure I could pay cash for the whole thing, even though it meant taking a second job and saving for months.
You can do it, but be smart about it. It's not disloyal to anyone if you protect yourself where you can. Safety nets should be mandatory wherever they are possible - and they are certainly possible here if you take the time to figure it out. I'm guessing you bought your camera on your own. That's a totally different thing from borrowing a substantial amount of money on an oral agreement and a handshake. Life takes twists and turns that we cannot predict. Things may be good now, but no one can say they will be later. Follow your heart, but be smart about it. Don't jump off a cliff just because the ocean below is so pretty.
You really do need to research what this will actually cost you, and I stand by my assertion that you need to explore alternative financing options. That's for your protection and will help prevent bad blood later if things don't work out like you've hoped. Ask yourself: why should you risk it? Ask yourself: What if? And then construct your plan around those answers.
Check everything out. Everything. And then follow your heart, once you have all the facts. Remember that your heart does not always have the best ideaas. Trust me, there are a lot of pretty ideas out there that just don't work (like me being a firefighter when I hate ladders and have bad knees - that wasn't going to work no matter how much I liked the idea). I find that kind all the damn time. But the ones that are feasible? Damn they're good.
I hope you see I'm not trying to shoot down your idea so much as I want you to see what the reality of it is. Your minds eye seems to have put this car in a happy shiny bubble, and you need to step out of it. Take the car out of the bubble and plan for the worst. Following your heart doesn't mean you shouldn't be plan or be realistic about what really can or should be done.
Realize that it will get dinged at school, at the grocery store, for no discernible reason in the middle of nowhere.
Know that it will cost you a lot, probably more than you realize it will. (That's one I've learned from experience - take what you think it's going to cost you and double it and you might be close. Almost invariably true.)
Acknowledge these things, figure them into your plans, and ask yourself if it's realistic or if it's just another pretty house built on sand.
Once you know these things, only then should you decide whether or not the risks are worth it.
If it were me, I wouldn't say no. I would say "Later." Some pretty ideas are for now, and others are for later. After I have a reliable primary vehicle. After I have figured out solid financing. After I've established some credit, after the insurance companies stop classifying me with the highest possible risk.
FWIW, my current "laters" are lessons in Mandarin Chinese, flight school, and adopting a daughter from overseas. I just bought a condo - that was a "later" for four years before I found a way to do it without destroying my financial stability.
Basically, follow your heart, but don't follow it over a cliff.
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08/02/2007 07:57:11 PM · #172 |
Originally posted by Rebecca:
...Basically, follow your heart, but don't follow it over a cliff. |
Ditto to EVERYTHING she just said.
I'm not much older than you are (I'm 21) and I'm just about ready to get out of college. When I turned 16, the first car I wanted to get was a BMW. I found several 325i/328i sedans with 1xxxxx miles on them for ~$8k-10k USD. After sitting down with my parents and talking to them about this, I found out how very unrealistic this was to actually do. BMW's are NOT cheap cars to own or maintain. They are fabulous machines, don't get me wrong (I'm looking into getting one too but more on that later), but they are expensive! Not only are the parts ridiculously overpriced, but they also have high performance, high compression engines that need premium gas to run (more cash out of your pocket). Not to mention the previously said insurance factor. The insurance is what sealed the deal for me to not buy that BMW when I was younger, it was INSANE! Instead I went with a Honda Accord EX-V6. It's an amazing car and has served me very well for the past 7 (almost 8) years. Is it a BMW? No, not even close. But it's a hell of a lot cheaper to maintain and run and insure. It's a fun to drive car (get the V6 though) that's reliable and cheap. Plus, if it's not fun enough for you, modifying a Honda is cake.
Now onto the current situation. I'll be graduating soon and have more or less cemented a position with a large company as an engineer. Now this isn't the highest paid job, but it starts very high in the avg starting salaries and has a huge potential for advancement (management, etc). I've just now started to look for a new car and I have more than a year left of school. I want to get all my bases covered before I make any kind of purchase like a car. My top two choices right now are a BMW 330Ci (coupe not conv.) or an Infiniti G35 coupe. And the more I think about it, can I really afford a car like this? I don't know and I'm starting to doubt it. With that said, I've started to explore cheaper alternatives (older BMW's, older Audi A4's, etc.). I want to have a car that I can pay for without breaking the bank, and this is with a full time job not even part time.
Now in the end it's up to you, but take it from someone who had the exact same dream as you. Just be careful of what you get yourself into. I WILL one day own my BMW (black 330Ci coupe, tan leather, 6spd manual, tinted windows...mmmm...), whether it be next year or 10 years from now but I want to be able to afford it and the costs associated with it (and some SICK mods) for sure before I get one. Be smart about things and you will have your dream car in no time. Don't be up to your eyeballs in debt, that's no fun at all. But either way, just my 2 cents on the matter.
Message edited by author 2007-08-02 19:58:14.
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08/02/2007 08:13:29 PM · #173 |
Originally posted by noisemaker:
I`m doing the finance through my girlfriends dad on the side and i just pay him when whenever at 0% |
You say you are doing the financing on the side through him, I assume that means the loan will be in his name and his alone? If so you might want to also consider that this does absolutly NOTHING for your credit. Sure it may not sound like a big deal since you are young but starting your credit early and on a good note can mean everything later on. I know I don't know all the ins and outs of the deal but just something else you may want to consider. If you can do a cheaper car first and finanace it yourself it will help you more in the long run, maybe he could just co-sign for it (I know, still not the best idea but an option). Good luck with it. |
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08/02/2007 08:47:18 PM · #174 |
Originally posted by sabphoto:
Originally posted by noisemaker:
I`m doing the finance through my girlfriends dad on the side and i just pay him when whenever at 0% |
You say you are doing the financing on the side through him, I assume that means the loan will be in his name and his alone? If so you might want to also consider that this does absolutly NOTHING for your credit. Sure it may not sound like a big deal since you are young but starting your credit early and on a good note can mean everything later on. I know I don't know all the ins and outs of the deal but just something else you may want to consider. If you can do a cheaper car first and finanace it yourself it will help you more in the long run, maybe he could just co-sign for it (I know, still not the best idea but an option). Good luck with it. |
no no its pretty much him giving me a loan, he owns the car and id slowly pay him off, but im not 100% if im doing that or not.
and i wouldnt get credit at all because im underage, so id needa co signer and the bank would look strictly at them for credit not me |
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08/02/2007 09:06:10 PM · #175 |
Originally posted by noisemaker:
i have never sped once |
Oh, and I call shenanigans on that one.
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